Privacy Policy

1. Overview

This Privacy Policy explains how Namora (“Namora”, “we”, “us”, or “our”) processes information when you use the Namora mobile application and related services. Namora is a business ledger and invoicing application.

2. Information we process

Account and business information

• Business name, account owner name, email address, and password.
• Passwords are stored as a one-way cryptographic hash; we do not store the readable password.

Business records you enter

• Customer names, phone numbers, email addresses, addresses, city/state and GSTIN where you choose to provide them.
• Products or services, descriptions, units, prices, tax rates and HSN/SAC details.
• Invoices, invoice items, due dates, notes, payment amounts, payment modes, transaction references and allocations.

Technical information

Our servers may process ordinary connection and security information needed to deliver the service, such as request time, IP address and basic error or security logs. Authentication tokens are used to keep you signed in.

3. How we use information

• Create and authenticate your account.
• Provide customer, product, invoice, payment, ledger and dashboard features.
• Calculate sales, received amounts and outstanding balances.
• Protect the service, investigate errors and prevent unauthorized use.
• Respond to support, privacy and account-deletion requests.
• Meet applicable legal and regulatory obligations.

4. Sharing and sale of data

We do not sell or rent personal information. We do not use your information for targeted advertising. Information may be processed by hosting or infrastructure providers only as needed to operate the service, or disclosed when required by law, to protect rights and safety, or as part of a business transfer subject to appropriate safeguards.

Business users are responsible for having an appropriate lawful basis to enter their customers’ information into Namora.

5. Security

We use HTTPS in transit, access controls, password hashing and database access restrictions designed to protect information. No online service can guarantee absolute security. Keep your login credentials confidential and contact us if you suspect unauthorized access.

6. Retention and deletion

We keep account and business records while your account is active and as needed to provide Namora. When a verified deletion request is completed, we delete or anonymize the account and associated data, except information we must retain for legitimate security, fraud-prevention, dispute-resolution, backup or legal and regulatory reasons. Any retained information is restricted to those purposes and removed when the applicable requirement ends.

See our Account Deletion page to submit a request and understand the process.

7. Your choices and rights

Depending on where you live, you may have rights to access, correct or delete personal information, or object to or restrict certain processing. You can update many business records in the app. To exercise a privacy right, email lincpaypaymentsolution@gmail.com. We may verify your identity before acting on a request.

8. Children’s privacy

Namora is a business application and is not directed to children. We do not knowingly collect personal information from children through the service. If you believe a child has provided information, contact us so we can review and remove it as appropriate.

9. Changes to this policy

We may update this policy when our service or legal obligations change. We will post the revised version here and update the “Last updated” date. Material changes may also be communicated through the app or another appropriate channel.

10. Contact us

For privacy questions or requests: